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What is displayed in the balance columns?

The Current balance shows the funds in the account at that time, including any transactions that are in the process of going through your account, for example any cheques that are in the process of clearing. This is sometimes called a real time balance or intra-day balance. Cheques will not appear as transactions on your account until they are cleared, but will be reflected in your current balance.

The Remaining Limit is the amount remaining from the limit provided to you under the lending agreement. Further usage of this limit will cause you to incur higher interest rate charges. If you would like further information on this then plesae consult your facility agreement or speak to your Private Banker

The Agreed Limit is the total amount that has been made available to you under the lending agreement connected to this account. Use of this limit will case you to incur interest charges. If you would like further information on this then please consult your facility agreement or speak to your Private Banker.

Last night's ledger balance shows all transactions that have been posted to the account as at the close of the previous business day. Also included are all uncleared items such a credits paid in over the counter at the Strand.

Last night's cleared balance is the ledger balance excluding all uncleared cheques credited to the account as at the close of the previous business day.

You can choose which balance are displayed by selecting Edit Columns 

  

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